Understanding Spinal Cord Injuries
The spinal cord is a bundle of nerves that runs from the brain through the spinal column, transmitting signals between the brain and body. When the spinal cord is damaged in a truck accident, communication between the brain and body parts below the injury site may be partially or completely severed.
Unlike many other injuries, spinal cord damage typically cannot be fully repaired. While some patients experience partial recovery, many face permanent disability requiring lifelong care and support.
Spinal Cord Injury Statistics
New SCI cases annually in the US
Caused by motor vehicle crashes
Americans living with SCI
Types of Paralysis
The location and severity of spinal cord damage determines the extent of paralysis:
Tetraplegia (Quadriplegia)
Injury to the cervical (neck) region affecting all four limbs and the torso. Higher injuries may also affect breathing, requiring ventilator support.
Most severe form of paralysisParaplegia
Injury to the thoracic, lumbar, or sacral region affecting the legs and lower body. Upper body function is typically preserved.
Affects lower bodyComplete vs. Incomplete Injuries
Complete: Total loss of function below the injury. Incomplete: Some function or sensation remains below the injury level. Incomplete injuries may have better recovery potential.
Lifetime Costs of Spinal Cord Injury
The National Spinal Cord Injury Statistical Center estimates lifetime costs based on injury severity and age at injury:
| Injury Level | First Year Costs | Lifetime Costs (25 y/o) |
|---|---|---|
| High Tetraplegia (C1-C4) | $1.15 million | $5.1 million |
| Low Tetraplegia (C5-C8) | $830,000 | $3.7 million |
| Paraplegia | $560,000 | $2.5 million |
| Incomplete Motor Function | $375,000 | $1.7 million |
Source: National Spinal Cord Injury Statistical Center. Costs are in 2022 dollars and include healthcare, living expenses, and lost wages.
Legal Help for Spinal Cord Injuries
Spinal cord injury cases require specialized expertise to ensure victims receive compensation that will cover their lifetime needs. An experienced attorney will:
- •Work with life care planners to project future medical and care needs
- •Retain vocational experts to calculate lost earning capacity
- •Engage economists to present damages in present-day value
- •Identify all liable parties and insurance policies
- •Fight against insurance company attempts to minimize your claim
With commercial truck insurance minimums of $750,000 to $5 million, spinal cord injury victims may have significant compensation available. Don't settle for less than what you need for a lifetime of care.