How Much is Your Truck Accident Case Worth?
Our comprehensive settlement calculator evaluates multiple factors including medical expenses, lost income, injury severity, liability, and your state's laws to provide an estimated settlement range for your truck accident claim.
Accident Details
Tell us about the truck accident and where it occurred
State laws significantly impact settlement values through fault systems and damage caps
This calculator provides estimates only. Actual settlement values depend on many case-specific factors including evidence quality, defendant conduct, insurance policy limits, and jury verdicts in your jurisdiction.
Results are not legal advice and do not create an attorney-client relationship. For accurate case valuation, consult with an experienced truck accident attorney who can review your specific circumstances.
Our calculator uses real settlement data, state-specific laws, and industry standards to provide more accurate estimates than simple multiplier formulas.
Understanding your case's potential value helps you evaluate settlement offers, make informed decisions, and avoid accepting lowball insurance settlements that don't cover your full losses.
How Truck Accident Settlements Are Calculated
Medical Expenses
Emergency treatment, hospitalization, surgery, rehabilitation, future medical care, medications, and medical equipment.
Lost Wages & Income
Past lost earnings, future lost income capacity, lost benefits, reduced earning potential, and career impact.
Property Damage
Vehicle repair or replacement, personal property loss, and rental car costs.
Out-of-Pocket Costs
Home modifications, travel to medical appointments, and caregiving expenses.
Pain & Suffering
Physical pain, emotional distress, mental anguish, and reduced quality of life. Typically calculated using multipliers of 1.5x to 5x medical expenses based on severity.
Permanent Disability
Loss of bodily function, disfigurement, scarring, and permanent impairment affecting daily activities.
Loss of Consortium
Impact on relationships, loss of companionship, and damage to family dynamics (claimed by spouse or family).
Loss of Enjoyment
Inability to participate in hobbies, recreational activities, and life experiences.
Liability Factors
- Clear trucker fault (distraction, intoxication, fatigue)
- FMCSA violations (hours of service, maintenance, logbook)
- Employer negligence (inadequate training, pressure to violate rules)
- Multiple liable parties (carrier, shipper, maintenance company)
Injury Severity
- Catastrophic injuries (brain injury, spinal cord, amputation)
- Permanent disabilities requiring lifelong care
- Long recovery times with extensive treatment
- Clear medical documentation and expert testimony
Evidence Quality
- Strong accident reconstruction evidence
- Black box data showing violations
- Witness testimony supporting your version
- Photos/video of accident scene and injuries
Defendant Conduct
- Egregious conduct justifying punitive damages
- Pattern of safety violations by trucking company
- Cover-up attempts or evidence destruction
- Previous similar accidents or complaints
How State Laws Affect Settlement Value
Pure Comparative Negligence (Most Favorable)
Alaska, California, Florida, New York, and others. You can recover even if 99% at fault, reduced by your fault percentage.
Modified Comparative Negligence (50% or 51% Bar)
Texas, Pennsylvania, Ohio, and most states. Can't recover if 50%+ (or 51%+) at fault. Below that, recovery reduced proportionally.
Contributory Negligence (Strictest)
Alabama, Maryland, North Carolina, Virginia, D.C. Even 1% fault bars all recovery. Makes cases difficult but not impossible.
States With No Caps
Arizona, Illinois, Kentucky, New Mexico, Washington, and others allow full recovery for all economic and non-economic damages.
States With Non-Economic Caps
California ($350K-$500K), Colorado ($250K-$500K), Florida ($500K-$1M), and others cap pain and suffering but not economic damages.
Punitive Damage Caps
Many states cap punitives at 2-4x compensatory damages. Some like Alabama ($1.5M minimum) and Georgia ($250K) have specific limits.
Want state-specific settlement information for your truck accident case?
View State-by-State StatisticsGet a Professional Case Evaluation
Our calculator provides estimates, but an experienced truck accident attorney can give you an accurate case valuation based on your specific circumstances, jurisdiction, and the latest settlement trends.